Searching for college grants is easier than ever before. However, this is only true if you know where to look and what you are actually searching for. Most students find it quite simple to locate grants. Of course, they find it more difficult to apply for them and receive an award. Regardless of your standing as a student, take your time to ensure that you find as many sources of college grants as possible.
Nurture your career, for maximum efficiency with personal finance. Since your work is where you generate your money, it should be your number one priority to take care of. If your career is suffering, then everything down the chain will suffer as well. So make sure that you are keeping your career ranked above all other investments.
I had a brief flashback of such events when I grew up and could imagine my very angry father waking my mom and yelling at her that “money doesn’t grow on trees” and that she had to wake up and turn off the water in her sink. That would have been a lesson for her and a punishment.
As I write this – I must say – I wish I had gotten this concept much earlier in life. Reality is, I spent many months in Federal Prison because of my unethical choices. I had a great life. I was a college graduate with a Masters Degree in Accounting. I was a partner in a very successful CPA firm and I taught seminars within the accounting field. I had a wife, two beautiful sons and a large home in the suburbs. We attended church. I was even the choir director. I truly appeared to be successful in the community. People trusted me with their money and I was considered to have a lot of integrity.
Building a good contact directory sounds like common sense but can be neglected. I made this mistake, I used to write numbers down on small pieces of paper and lose them. People would say “I might be interested in six months time so call me then”. You need to store these reminders. Names, Email contacts etc. A program like Filemaker Pro would be a good way of doing this.
You need to have a check on your fundamentals as it is important for your loan to be approved. These include regular income, savings, stable job history, collateral and equity. You must also be honest to the personal loan lenders about your blue sky financial loans conditions.
You should send out at least 3-5 applications to schools where statistically, you may not fit their criteria. But, you never know if you may catch an admission officer on a good day or if there is a particular part of your application that catches his/her eye. You never know! The application fee may be a small price to pay for a life-changing degree.
Atogwe could have opted out of the roster bonus earlier in the week, which of course he did not, so the ball is squarely in the Rams court. Do the Rams create another hole on their roster or do they just suck it up, overpay Atogwe and live to fight another day? The Rams face only one critical decision in the next few weeks. The answer will carry some long-term ramifications.