Our country is drowning in debt and most of us are, too. It’s no secret that bankruptcies and mortgage defaults are on the rise. So what do we do? The media would like us to think that we are just bad consumers paying too much money for designer jeans, BMWs, and the latest iPod. But the reality is that most people get in debt because something came up that they didn’t have the funds for- something like your medical insurance premiums just went up 50% or you got laid off from your job or your adjustable rate mortgage has now adjusted to sky high levels.
Fortunately, after a bit of research, I was able to repair the credit and proceed with the transactions but it isn’t always an easy fix. Sometimes a credit mistake can haunt the client for years. Most transactions will remain on your credit for up to 7 years!
Fast 1 hour loans direct lender – there are also other lenders that offers to provide you with fast loans to finance your business needs. You can easily get an approval in a shorter span of time. The amount that you can get from a fast loan will depend on your credit score.
How is time a critical element in the real estate market? Well, the market has been swinging like a drunken sailor this decade. Imagine owning a home in Las Vegas in 2003. Your home was appreciating at a scalding 27 percent a year. Think about that for a minute. Real estate has historically taken 10 to 15 years to double in value. In Las Vegas, it was doubling every three years. A majority of the country saw 10 to 25 percent gains per year as well.
2) Keep your credit score high and up to date. You have to have credit in order to get credit, and a high credit score is a good thing. Find out your credit score with a free annual credit check offered on the web. I buy stuff online all the time so I make a point of checking my credit to look for any unusual purchases that aren’t mine.
You are likely going to have take certain classes that have nothing to do with your chosen department in order to graduate. Don’t ignore these classes because they aren’t in your intended field; they affect your overall GPA just like your core classes.
You can inoculate against affluenza, however. Start simply by setting a few long term goals. Planning on seeing the world after retirement? Then before you buy that RV now, picture yourself in 20 years on that African safari with your spouse. Don’t let purchases now affect future dreams. Sure, it’s not easy to sacrifice instant gratification for something far into the future. But just remember, a little willpower goes a long way.